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Do Insurers Actually WANT to Pay Your Claim? | Underwriting Explained | Ep 25

Episode 25 · Daniel Lipman & Rory McSweeney · Guest: Daniel Freeman

Most of us buy life, health and income insurance hoping we'll never need it — but very few of us understand what actually happens behind the scenes when we apply. In Episode 25, Daniel and Rory sit down with Daniel Freeman, Head of Underwriting at one of New Zealand's largest insurers, who brings nearly 20 years of experience to pull back the curtain on how insurers really assess risk.

Published July 12, 2026

On Apple Podcasts · independent finance commentary