Quick Purchase Support
Signed an S&P? Fast, Competitive Finance — Approved Before Your Deadline.
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New Mortgage: Signed S&P
The clock is ticking on your finance condition. You've found the property, you've signed the agreement, and now you need unconditional approval. Fast.
This is a high-pressure moment where speed, expertise, and direct lender relationships are critical. We thrive under pressure. Our team is structured to act with urgency, packaging your application for a rapid assessment to get it over the line before the deadline.
Note: This service is for buyers who have a live, signed Sale & Purchase Agreement. If you are just starting your house hunt and want to get ready to make offers, our Mortgage Pre-Approval service is the perfect place to start.
The Details
What we need from you today
To move at deadline speed, have these ready when we talk:
- Your signed Sale & Purchase Agreement — including the finance condition date
- Photo ID — driver licence or passport
- Your last 3 payslips — or the last 2 years' financials if you're self-employed
- 3 months of bank statements — every lender asks for these
- Evidence of your deposit — savings, KiwiSaver, or a gifting letter
Don't have everything to hand? Book anyway — we'll tell you exactly what your lender needs and chase the rest alongside you.
Deadline this week? Start with the 15 minutes.
No prep needed. We'll tell you straight whether we can get you approved in time.
Our 5-Step Process for Signed Agreements
We built this process for one purpose: to get you from "signed" to "unconditional" with speed and certainty.
Urgent Review
We immediately assess your signed S&P agreement, your finance deadline, and your current financial position. We identify any potential hurdles from the start.
Fast-Track Application
Your application is prioritised. We professionally structure your file, highlighting your strengths to the right lender for the quickest possible assessment.
Direct Lender Engagement
We don't just use a generic inbox. We leverage our deep relationships and direct contacts at the banks to get your application seen and actioned by the right people, quickly.
Clear Communication
We keep you, your real estate agent, and your lawyer informed every step of the way. You will know exactly where your application stands, removing the stress of the unknown.
Unconditional Approval
We work tirelessly to secure your unconditional approval *before* the deadline, giving you the green light to secure your property and move forward with confidence.
That's the process. The clock is already running.
Book now and we'll pick it up today.