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Property Ownership And Investing

THE NEWSLETTER IS SENT IRREGULARLY, WHENEVER THE MARKET SHIFTS AND YOU NEED TO KNOW.

Madhav Bhandari

Madhav Bhandari — Director & Mortgage Adviser

What You Get

This isn't another weekly newsletter. It's your strategic alert system. We deliver sharp, timely intel when it matters: when the OCR shifts, banks move, or a new opportunity emerges. All downloadable mortgage calculators are included in the welcome email.

  • 3-Property Comparison Calculator

    Analyse rental yield and cash flow side-by-side to find the best investment for you. The same spreadsheet our advisers use every day.

  • Play Video: Fixed Rate Comparison Tool

    Fixed Rate Comparison Tool

    Model different interest rate scenarios to structure your loan with certainty. See exactly how rate changes affect your repayments.

  • Play Video: Revolving Credit vs. Savings Calculator

    Revolving Credit vs. Savings Calculator

    Discover how to make your money work harder to pay your mortgage off. Compare strategies and see the real dollar difference.

  • Play Video: First Home & Mortgage Cheatsheet

    First Home & Mortgage Cheatsheet

    Complete spreadsheet package for a comprehensive welcome to property ownership and investing.

Mortgage and Property Calculator Walkthroughs

A smarter mortgage structure can save you thousands. These walkthroughs show you how to use the tools that turn financial stress into a clear plan of action.

New: plug our live NZ lending data into your AI

We keep New Zealand's current lending numbers — bank test rates, DTI and LVR limits, living costs and more — reviewed every Monday on our borrowing-power page.

  • Bookmark it: the always-current figures live at /borrowing-power/.
  • Using ChatGPT or Claude? Add our free skill so your AI always pulls the latest numbers — download the skill.
  • Developers & agents: grab the machine-readable JSON feed.