New Insurance Application
This is our "Fast-Track" service. We act as your advocates to get you the right cover from a top provider, hassle-free. We manage the jargon, the paperwork, and the underwriting to get your application approved as smoothly as possible.
Ready to Get Covered? We’ll Handle the Hard Part. You've made the big decision, you're buying a home, starting a business, or protecting your family. Now you just need to get the cover in place, fast.
Why Use an Insurance Advocate vs. Going Direct?
Let's be honest: going direct to an insurer to get a policy is like representing yourself in court. You can do it, but you don't know what you don't know. For some policies you literally can’t go direct.
My job is to be your expert.
I know exactly how to present your 'case' (your application) to the 'judge' (the insurer's underwriter) to get the best possible outcome. I know which providers are best for your specific situation and how to manage the process to avoid delays.
My philosophy is built on Simplicity, Transparency, and Trust. I'll make the application process digestible and stress-free, so you can focus on what you do best.
The Details
We believe in 100% transparency. Here’s what you can expect from the Fast-Track service.
This Service Is:
- Streamlined & End-to-End: We take you from "I need cover" to "I am covered" with minimal effort from you.
- Expert-Led: We manage all the complex paperwork and medical questions for you.
- Your Personal Advocate: We liaise directly with the insurer's underwriting team on your behalf to get your policy approved.
- Speed: This is the quickest, safest way to get your mortgage, business, or family protected.
This Service is Not:
- A Deep Strategic Review: This service is for clients who already know what they want. Not sure what you need? If you want to stress-test your budget or calculate exactly how much cover you need based on ACC gaps, check out our [Personal Insurance Advice & Financial Risk Analysis] service.
- A 'One-Size-Fits-All' Product: We don't just give you a bank's off-the-shelf policy. We source the market to find the best-value cover from a specialist provider that fits your exact need.
Your Fast-Track Insurance Application Process
We provide a streamlined, expert-led process to get you the right cover, faster.
Step 1: Confirm Your Goal (15 Mins)
A quick call to confirm exactly what you need (e.g., "Life cover for an $800k mortgage" or "Shareholder cover for a new partner").
Step 2: We Find the Best-Value Policy
We immediately source the market for the best-value policy from a top provider (like AIA, Partners Life, etc.) that fits your specific need.
Step 3: Fast-Track Application
We manage all the paperwork for you, guiding you through the health questions to ensure your application is 100% correct to avoid delays.
Step 4: We Act as Your Advocate
This is the most important step. We liaise directly with the insurer's underwriting team, answer their questions, and champion your application.
Step 5: Cover Issued
We get your policy approved and "in force," sending all documentation to you and any third parties, like your bank or lawyer.
Life, Health & Business Cover: Applications We Manage
Whatever your new beginning, we'll build the right protection for it.
For Your Personal Life
Protecting your new mortgage or family? We'll fast-track your "First Home Buyer's Protection Pack" with the right Life, Income, and Trauma cover to match your new commitments.
For Your Business
Starting a new business or partnership? We'll fast-track your application for Key Person or Shareholder Buyout cover, working with your lawyer to get your new venture protected.
For Your Health
Want fast access to private healthcare? We'll find the best personal or family health plan, explaining the terms, and manage your application from start to finish.
FAQ New Insurance Applications
Underwriting is the insurer's process of assessing your risk (e.g., asking health questions or requesting a doctor's report). Our job as your advocate is to present your application in the clearest way to make this process as fast and smooth as possible.
It is critical you disclose this. As expert advisers, we know which providers have the most favourable terms for specific conditions (e.g., some are better for back problems, others for mental health history). We can guide your application to the insurer most likely to give you the cover you need.
It varies. Simple applications can be approved in a few days. More complex applications that require medical information can take 2-6 weeks. We manage this entire process for you and keep you updated every step of the way.
That's okay! If you need help calculating the amounts or fitting cover into a specific budget, you should book our [Personal Insurance Advice & Financial Risk Analysis] session instead. That service is designed to help you plan before you apply.
If you know you need protection and just want it done right, get started by booking a call at a convenient time.